Auto Insurance / Car Insurance

Quality coverage for the things that move you

…Auto, Motorcycle, Boat, RV, ATV…we’ve got you covered

AutoWhether you live in Elizabethtown, Wilmington or any surrounding area, Lacy West-Thomas Insurance Agency offers quality protection for your family vehicle, boat, RV, ATV and virtually anything that moves…or moves you. As an Independent Insurance Agency, we offer a multitude of options that enable you to get the coverage you need without breaking the family budget.

With so many available options, the pros at Lacy West-Thomas can place your auto insurance with one company while insuring your home with another…IF that proves to be the most comprehensive and cost-effective way to meet your needs.

We can also write policies with one insurance carrier when multi-policy discounts make it the most affordable and effective way to protect both your home and autos. Options that make sense to you and your family: you’ll find them at Lacy West-Thomas Insurance Agency.

How minimum coverage puts you at maximum risk.

You’ve seen the ads everywhere, proclaiming huge savings on your auto insurance by simply writing minimum coverage. This practice has become more and more popular within the last decade…and more and more drivers are discovering the minimum coverage they purchased has cost them more than they ever could have imagined.

Here’s the unfortunate reality: minimum property damage coverage isn’t enough to replace a new car, so if you’re liable, the difference comes out of YOUR pocket. If you’re involved in an accident with a luxury or exotic vehicle the amount you have to pay is even greater.

Should an accident result in bodily injury to another party and you’re found liable, minimum bodily injury coverage could prove to be far too little to cover all the possible expenses. From ambulatory care to an ER visit, long-term hospital stays and extended therapy, the expenses could be staggering. What about lost wages or pain and suffering? If you’re responsible for causing property damage or bodily injury as a result of an accident, you don’t want to gamble your financial future by betting that minimum coverage is enough. Based on insurance statistics…you’ll loose.

The coverage you need…from an agency you can trust

Since 1941, drivers of all ages have trusted Lacy West-Thomas Insurance Agency to provide the right coverage at the right price. Our hometown approach to serving our clients puts their needs first. As an Independent Agency we focus on the client, not the insurance company. From Clinton and Whiteville to Lumberton and Wilmington, throughout Elizabethtown and all the surrounding communities, Lacy West-Thomas Insurance Agency is meeting the auto insurance needs of our friends and neighbors.

Coverage options include:Couple Looking At Roadmap Against Caravan

  • Auto
  • Motorcycle
  • Boats
  • Personal watercraft
  • RV’s
  • ATV’s / Off-road vehicles
  • Trailers
  • Classic Cars

CLICK HERE for a no-obligation quote today!