Business Insurance / Commercial Insurance

Protecting Your Business…

That’s OUR Business

small business: owner of a cafe and waitressToday’s business owners face more risks than ever before. From natural disasters to employee injuries, accidents involving company vehicles to liability risks, there are numerous threats to the financial wellness of virtually every commercial interest that exists. Adequately protecting your business against the multitude of risks can seem overwhelming. That’s why so many North Carolina businesses trust the professionals at Lacy West-Thomas Insurance Agency.

When something goes wrong…we’ve got your back.

With litigation at an all-time high, commercial interests are prime targets for lawsuits, and the newspapers are full of stories of frivolous claims resulting in huge payouts. From a slip-and-fall accident to injuries and/or damages related to a product or service, anyone can file a lawsuit for virtually any reason. Whether it’s a legitimate claim or a groundless accusation, you need strong, comprehensive coverage. Lacy West-Thomas Insurance Agency offers solid liability protection that covers you, your employees and your business when you need it the most. We work with many of the nation’s top-rated carriers to provide the most cost-effective liability protection available.

Protecting your assets

churchFrom commercial structures to office equipment, company vehicles to customer property and possessions, there’s a lot to loose should a disaster strike. Commercial property insurance makes sure that even in the worst-case scenario you can recover after suffering damage to your business property. The commercial insurance experts at Lacy West-Thomas Insurance Agency can tailor a commercial insurance policy that meets your specific needs, eliminating unnecessary coverage while ensuring you’re not left holding the bill to replace property that’s vital to your business operations.

Your business is more than a building.

Business owners generally think of two things when considering commercial insurance: liability exposure and property damage, but there’s much more to consider. How do you cover expenses if your business shuts down due to a loss? What happens if an employee is injured on the job? If your tools are stolen while on the road, are you covered? These are issues that can keep a business owner awake at night…but they don’t have to be a source of worry. We take the time to conduct an analysis of your business to help determine the risks you face so you’ll have the protection you need, whatever may come your way. When it comes to protecting your business, relax: Lacy West-Thomas Insurance Agency has you covered.

Big TruckOur Commercial Insurance Options include:

  • Commercial Property
  • General Liability
  • Professional Liability
  • Worker’s Compensation
  • Garage
  • Bonds
  • Errors & Omissions
  • Builder’s Risk Insurance
  • Agribusiness
  • Business Owners
  • Tool and Equipment Coverage
  • Garage liability
  • Mechanic and body shop
  • Cabs and Limousines
  • Umbrella
  • Commercial Autos & Fleet
  • Group Life & Health
  • Municipalities

CLICK HERE for a no-obligation quote today!